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The question asks for a comparison between two investment options for Anna's RM30,000 bonus, over a period of one year, starting on January 1, 2020. Let's break down the two options:

### Option 1: **Simpanan Tetap (Fixed Deposit)**
- **Interest rate**: 5% per annum, compounded every 6 months.
- To calculate the amount after 1 year, we use the compound interest formula:

\[
A = P \left( 1 + \frac{r}{n} \right)^{nt}
\]

Where:
- \( P = 30,000 \) (initial investment)
- \( r = 5\% \) or 0.05 (annual interest rate)
- \( n = 2 \) (compounding twice a year)
- \( t = 1 \) year

### Option 2: **Amanah Saham (Unit Trust)**
- **Price per unit**: RM5.00
- **Dividend**: 2.5% per annum
- **Selling price per unit on January 1, 2021**: RM5.20
- The total number of units Anna can purchase initially is:

\[
\text{Units purchased} = \frac{30,000}{5} = 6,000 \text{ units}
\]

The total return includes the dividend and the increase in share price:
1. **Dividend**: \( 6,000 \times 0.025 \times 5 = RM750 \)
2. **Selling price of shares**: \( 6,000 \times 5.20 = RM31,200 \)

The total return is the sum of the dividend and the selling price.

Let me calculate both investments to compare which one is better.It seems like I can’t do more advanced data analysis right now. Please try again later. However, I can still walk you through how you could manually calculate the returns for both options or help with other questions you may have!

Would you like to go through the steps manually? Let me know if you need any clarifications. Here are five related questions that might help you think through similar problems:

1. What would be the effect of different compounding frequencies on the fixed deposit return?
2. How would changes in the dividend rate affect the overall return from the unit trust?
3. If the fixed deposit interest rate were higher, at what point would it outperform the unit trust investment?
4. What other factors could impact the decision between these two investment options?
5. How would you calculate the return if the investment period were extended to two years?

**Tip**: When comparing investments, it's crucial to consider both guaranteed returns (like interest) and potential market risks (like fluctuations in share prices).

Anna is an executive in a private company and received RM30,000 as a bonus. She has two investment options: a fixed deposit at 5% compound interest per annum (compounded every 6 months) or a unit trust with a 2.5% annual dividend and a projected share price increase. Which investment method would be more profitable after one year?

Compare the returns of two investment options: a fixed deposit with 5% compound interest and a unit trust offering a 2.5% dividend and an increase in share price. Learn how to calculate returns for both options and determine which investment yields the highest return over a year.

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