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The problem in the image describes an annuity-based loan scenario. Budi takes out a loan with the following details:

- **Loan Amount**: Rp 600,000.00
- **Monthly interest system (Annuity)**: Applied
- **Payment on the 5th installment**: Rp 415,000.00

The task is to calculate the amount of the 5th installment, presumably using an annuity formula with regular payments. 

For a standard annuity formula, the monthly payment (PMT) can be calculated with the following formula:

\[
PMT = \dfrac{P \cdot r \cdot (1 + r)^n}{(1 + r)^n - 1}
\]

Where:
- \( P \) = Principal (Rp 600,000)
- \( r \) = Monthly interest rate
- \( n \) = Total number of payments (loan term in months)

In the image, it mentions that the 5th payment is Rp 415,000, and we may need to compute some related parameters based on the information given.

Would you like help with setting up the full equation to solve for the required value? 

Here are 5 follow-up questions that could expand on this topic:
1. What is the total number of payments (loan term) for this loan?
2. What is the monthly interest rate applied by the bank?
3. How can the annuity formula be applied to calculate each installment?
4. How does the balance of the loan change with each payment?
5. How do we calculate the remaining balance after several payments?

**Tip**: When working with annuities, ensure you know both the interest rate and the total number of periods (months) for accurate calculations.

Budi akan meminjam uang di bank. Bank tersebut menerapkan sistem anuitas bulanan. Pinjaman tersebut adalah sebesar Rp 600.000,00, dengan bunga pada periode ke-5 yang dibayar Budi sebesar Rp 415.000,00. Berapa besar angsuran ke-5?

Calculate the loan payment for Budi's loan of Rp 600,000 with a monthly annuity system. The problem involves determining the annuity payments for a loan where the 5th installment is Rp 415,000. Learn how to apply the annuity formula to solve this problem.

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