Math Problem Statement

The image contains five compound interest problems involving various amounts, interest rates, and time periods.

Solution

The image you uploaded contains compound interest problems. Let's go through the problems one by one and solve them. The compound interest formula we'll use is:

A=P(1+rn)ntA = P \left(1 + \frac{r}{n}\right)^{nt}

Where:

  • AA = the amount of money accumulated after n years, including interest.
  • PP = the principal (initial investment).
  • rr = annual interest rate (in decimal form).
  • nn = number of times the interest is compounded per year.
  • tt = the time the money is invested or borrowed for, in years.

Let's break down the questions.


Question 1:

Principal P=2,500,000P = 2,500,000 IDR, Annual Interest r=12%r = 12\%, Time t=8t = 8 years, Compounded annually.

  • Here, n=1n = 1.

A=2,500,000(1+0.121)1×8A = 2,500,000 \left(1 + \frac{0.12}{1}\right)^{1 \times 8}

Let's compute the final amount.


Question 2:

Principal P=4,800,000P = 4,800,000 IDR, Quarterly Compounded Interest r=6%r = 6\%, Time t=3.5t = 3.5 years.

  • Quarterly means n=4n = 4.

A=4,800,000(1+0.064)4×3.5A = 4,800,000 \left(1 + \frac{0.06}{4}\right)^{4 \times 3.5}


Question 3:

Principal P=4,500,000P = 4,500,000 IDR, Quarterly Compounded Interest r=4%r = 4\%, Time t=5t = 5 years and 4 months.

  • First, convert 5 years 4 months into years: 5+412=5.33335 + \frac{4}{12} = 5.3333 years.
  • Quarterly compounding, so n=4n = 4.

A=4,500,000(1+0.044)4×5.3333A = 4,500,000 \left(1 + \frac{0.04}{4}\right)^{4 \times 5.3333}


Question 4:

Principal P=5,000,000P = 5,000,000 IDR, Annual Compounded Interest r=10%r = 10\%, Time t=6t = 6 years.

  • Here, n=1n = 1.

A=5,000,000(1+0.101)1×6A = 5,000,000 \left(1 + \frac{0.10}{1}\right)^{1 \times 6}


Question 5:

Principal P=100,000P = 100,000 IDR, Annual Interest r=5%r = 5\%, Time t=5t = 5 years, Compounded annually.

  • Here, n=1n = 1.

A=100,000(1+0.051)1×5A = 100,000 \left(1 + \frac{0.05}{1}\right)^{1 \times 5}

I'll now compute the solutions for each question.Here are the solutions to the compound interest problems:

  1. Question 1: The final amount after 8 years with an initial capital of Rp 2,500,000 and 12% annual interest is Rp 6,189,907.94.

  2. Question 2: The final amount after 3.5 years with an initial capital of Rp 4,800,000 and 6% quarterly compounded interest is Rp 5,912,427.51.

  3. Question 3: The final amount after 5 years and 4 months with an initial capital of Rp 4,500,000 and 4% quarterly compounded interest is Rp 5,564,188.33.

  4. Question 4: The final amount after 6 years with an initial capital of Rp 5,000,000 and 10% annual compounded interest is Rp 8,857,805.00.

  5. Question 5: The final amount after 5 years with an initial capital of Rp 100,000 and 5% annual interest is Rp 127,628.16.

Do you need further details or clarifications?

Here are some related questions for practice:

  1. How would the result change if the interest in question 1 was compounded monthly?
  2. What would the final amount be for question 2 if the interest rate were 8% instead?
  3. How does quarterly compounding affect the result compared to annual compounding in question 3?
  4. In question 4, what happens if the time is reduced to 4 years but the interest rate remains the same?
  5. How would you calculate the effective interest rate in question 5?

Tip: More frequent compounding generally leads to higher returns due to more frequent application of interest on the principal.

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Math Problem Analysis

Mathematical Concepts

Compound Interest
Exponential Growth

Formulas

A = P (1 + r/n)^(nt)

Theorems

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Suitable Grade Level

Grades 10-12