From the image, the problem involves calculating federal income taxes and effective tax rates for Deisha based on her taxable income of $51,500.

Step-by-Step Explanation:

1. Identify Deisha's tax brackets:

   • The first $9,525 is taxed at 10%.
   • The next income from $9,526 to $38,700 is taxed at 12%.
   • The remaining income from $38,701 to $51,500 is taxed at 22%.

2. Tax Calculations:

   • For the 10% bracket: $9,525 \times 0.10 = 952.50$
   • For the 12% bracket: $(38,700 - 9,526) \times 0.12 = 29,174 \times 0.12 = 3,500.88$
   • For the 22% bracket: $(51,500 - 38,701) \times 0.22 = 12,799 \times 0.22 = 2,815.78$

3. Total Federal Taxes: Adding the amounts from all three brackets: $952.50 + 3,500.88 + 2,815.78 = 7,269.16$

4. Effective Tax Rate: The effective tax rate is calculated as: $\text{Effective Tax Rate} = \left( \frac{\text{Total Tax Paid}}{\text{Taxable Income}} \right) \times 100$ Substituting values: $\left( \frac{7,269.16}{51,500} \right) \times 100 \approx 14.1\%$

Final Answers:

• Total Federal Taxes Deisha Pays: $7,269.16 (rounded appropriately).
• Effective Tax Rate: 14.1%.

Would you like a breakdown of the individual steps, or do you have any further questions?

Here are five related questions to deepen your understanding:

1. How would an increase in taxable income to $60,000 affect Deisha's tax liability and effective tax rate?
2. What is the difference between the marginal and effective tax rates, and why are they important?
3. If Deisha had additional deductions lowering her taxable income to $40,000, how would her taxes change?
4. How does the tax calculation differ for single versus married filing statuses?
5. How can tax credits, as opposed to deductions, affect the total tax owed?

Tip: Always separate taxable income into its respective brackets before applying tax rates to avoid calculation errors!