https://file.aiquickdraw.com/mathbot/file/1728323255389ogvco07p.jpg

Let's work through the information shown in the image.

We are trying to determine the correct new balance on Yami's credit card statement.

### Key Information Provided:
- **Previous Balance:** $3,569.00
- **Payments/Credits:** $130.00
- **Transactions (Charges):** $275.00
- **Late Charges:** $0.00
- **Finance Charge:** $82.28
- **New Balance:** $3,796.28 (This is what is shown in the summary.)

### Formula for New Balance:
To calculate the new balance, use the formula:

\[
\text{New Balance} = \text{Previous Balance} - \text{Payments/Credits} + \text{Transactions} + \text{Finance Charge} + \text{Late Charge}
\]

### Calculation:
- Previous Balance: $3,569.00
- Subtract Payments/Credits: $130.00
- Add Transactions: $275.00
- Add Finance Charge: $82.28
- Add Late Charge: $0.00

Now, perform the calculation:

\[
\text{New Balance} = 3,569.00 - 130.00 + 275.00 + 82.28 + 0.00
\]
\[
\text{New Balance} = 3,796.28
\]

### Conclusion:
The new balance should indeed be $3,796.28, as shown in the statement.

This corresponds to option **d. $3,796.28**.

---

Would you like more details or have any other questions? 

Here are 5 related questions for practice:
1. How is the finance charge calculated on a credit card statement?
2. What factors can impact the APR on a credit card?
3. What is the significance of the average daily balance in credit calculations?
4. How does making a minimum payment affect the new balance on a credit card?
5. What happens if a late charge is applied to the new balance?

**Tip:** Always make at least the minimum payment on your credit card to avoid late fees and additional finance charges.

Yami received her monthly credit card statement with a previous balance of $3,569. She made a payment of $130 and had transactions totaling $275. With a finance charge of $82.28 and no late charges, what should be the correct new balance?

Learn how to calculate the new balance on a credit card statement by considering previous balance, payments, transactions, and finance charges. The problem covers addition and subtraction concepts, suitable for students in Grades 6-8.

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