Math Problem Statement

Seorang petani mendapatkan uang sebesar Rp100.000.000,00 dari hasil panen selama 6 bulan. Ia menyimpan uang tersebut di sebuah bank yang menerapkan bunga majemuk 0,6% per cawu dan uang tersebut akan diambil setelah 3 tahun. Jumlah bunga setelah 3 tahun adalah...

Solution

The problem states that a farmer has deposited Rp100,000,000.00 in a bank with a compound interest rate of 0.6% per quarter for 3 years. We need to find the total interest earned after 3 years.

Step-by-Step Solution:

  1. Identify Variables:

    • Principal (P) = Rp100,000,000.00
    • Interest rate per quarter (r) = 0.6% = 0.006
    • Number of quarters in 3 years = n=3 years×4 quarters/year=12n = 3 \text{ years} \times 4 \text{ quarters/year} = 12
  2. Compound Interest Formula: A=P×(1+r)nA = P \times (1 + r)^n where AA is the amount after time nn.

  3. Calculate the Final Amount (A): A=100,000,000×(1+0.006)12A = 100,000,000 \times (1 + 0.006)^{12}

  4. Calculate Total Interest: Total Interest=AP\text{Total Interest} = A - P

Let's compute this.The final amount after 3 years is approximately Rp107,442,416.77. The total interest earned after 3 years is around Rp7,442,416.77.

Would you like more details or have any questions? Here are some related questions:

  1. How would the total interest change if the interest rate increased to 1% per quarter?
  2. What would be the total amount if the money was withdrawn after 2 years instead of 3?
  3. How is compound interest different from simple interest in this scenario?
  4. What is the effective annual interest rate in this case?
  5. If the interest was compounded monthly instead of quarterly, what would be the total interest?

Tip: When dealing with compound interest, it's important to know the compounding frequency as it significantly affects the total interest earned.

Ask a new question for Free

By Image

Drop file here or Click Here to upload

Math Problem Analysis

Mathematical Concepts

Compound Interest
Algebra

Formulas

Compound Interest Formula: A = P * (1 + r)^n
Total Interest Formula: Total Interest = A - P

Theorems

Compound Interest Calculation

Suitable Grade Level

Grades 10-12