To solve this, I’ll use the formula for simple interest and compound interest based on the type of interest rate implied. Let’s walk through each row in detail.

Simple Interest Formula:

For the cases with simple interest, the formula is: $A = P \times (1 + r \times t)$ where:

• $A$ = Future/Maturity Value
• $P$ = Principal/Present Value
• $r$ = Interest Rate per period
• $t$ = Time in periods

The Interest Amount can be calculated by subtracting the principal from the maturity value: $\text{Interest Amount} = A - P$

Analysis of Each Row:

Row 1:

• Given: $P = 16,225.00$, $r = 0.4\%$ per month, $t = 6$ months
• Objective: Future Value ($A$)

$A = 16,225 \times (1 + 0.004 \times 6) = 16,225 \times (1 + 0.024) = 16,225 \times 1.024 = 16,616.40$ The Future Value should be $16,616.40.

Row 2:

• Given: $P = 61,910$, $r = 10\%$ per year, $t = 4$ months
• Objective: Interest Amount

Assuming simple interest for 4 months (1/3 of a year): $A = 61,910 \times (1 + 0.1 \times \frac{4}{12}) = 61,910 \times (1 + 0.0333) = 61,910 \times 1.0333 \approx 63,978.30$ The Interest Amount would be $63,978.30 - 61,910 = 2,068.30.