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The question requires calculating the net monthly cash flow based on income and expenses provided in the table. Here's how we break it down:

### **Income** (monthly):
- **Part-time job**: $800/month
- **College fund from grandparents**: $350/month
- **Scholarship**: $4,200/year → To convert to monthly:  
  \[
  \frac{4200}{12} = 350 \, \text{per month}
  \]

So, total monthly income is:
\[
800 + 350 + 350 = 1500 \, \text{USD}
\]

### **Expenses** (monthly):
- **Rent**: $400/month
- **Groceries**: $50/week → Convert to monthly:  
  \[
  50 \times 4 = 200 \, \text{per month}
  \]
- **Tuition and fees**: $3,000 twice a year → Divide by 6 to get monthly:  
  \[
  \frac{3000}{6} = 500 \, \text{per month}
  \]
- **Incidentals**: $130/week → Convert to monthly:  
  \[
  130 \times 4 = 520 \, \text{per month}
  \]

So, total monthly expenses are:
\[
400 + 200 + 500 + 520 = 1620 \, \text{USD}
\]

### **Net Monthly Cash Flow**:
\[
\text{Net Monthly Cash Flow} = \text{Total Income} - \text{Total Expenses}
\]
\[
= 1500 - 1620 = -120 \, \text{USD}
\]

So, the net monthly cash flow is **-120 USD**.

Would you like further details or clarification on this? 

Here are some related questions to expand your understanding:
1. How can adjusting weekly expenses impact monthly cash flow?
2. What strategies can be employed to increase the monthly cash flow?
3. How would paying tuition annually rather than biannually affect budgeting?
4. If scholarship amounts change, how would that influence the overall cash flow?
5. What are the long-term impacts of consistently having negative cash flow?

**Tip:** Always ensure you convert all weekly, biannual, or annual amounts to the same time frame when calculating a monthly budget!

The net monthly cash flow calculation based on the given income and expenses: Part-time job: $800/month, College fund from grandparents: $350/month, Scholarship: $4,200/year, Rent: $400/month, Groceries: $50/week, Tuition and fees: $3,000 twice a year, Incidentals: $130/week.

Learn how to calculate the net monthly cash flow using given income and expenses. This detailed example includes weekly, monthly, biannual, and annual conversions, perfect for students in Grades 9-12.

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