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The problem in the image is about determining a loan calculation where a bank provides a loan at an annual interest rate of 6%, with a repayment period of 5 years, and monthly installments of Rp. 773,312.06.

We are likely tasked with determining the total loan amount, given these terms.

To solve this, we can use the formula for the monthly installment of a loan under fixed payments (also known as an amortized loan):

\[
M = \dfrac{P \cdot r \cdot (1 + r)^n}{(1 + r)^n - 1}
\]

Where:
- \( M \) is the monthly payment (Rp. 773,312.06),
- \( P \) is the loan principal (the value we need to determine),
- \( r \) is the monthly interest rate (which is the annual interest rate divided by 12),
- \( n \) is the number of total payments (which is the number of years times 12).

### Given:
- \( M = 773,312.06 \),
- Annual interest rate = 6% → Monthly interest rate \( r = \dfrac{6\%}{12} = 0.005 \),
- Loan term = 5 years → \( n = 5 \times 12 = 60 \) months.

Let me calculate the loan principal \( P \).The loan principal, or the amount borrowed, is approximately Rp. 40,000,000.

Would you like further details or clarification?

Here are some related questions for further exploration:
1. How do changes in interest rates affect monthly payments?
2. How is the total interest paid over the life of the loan calculated?
3. What is the difference between simple and compound interest?
4. How can one calculate the remaining balance after a certain number of payments?
5. How does extending the loan term impact the total cost of the loan?

**Tip:** To reduce the total interest paid, consider making extra payments towards the principal when possible.

Sebuah bank memberlakukan suku bunga 6% per tahun untuk kredit yang diberikan: Jika seseorang mengambil pinjaman dengan jangka waktu pengembalian 5 tahun dan angsuran yang harus dibayar setiap bulan Rp. 773.312,06.

Determine the loan principal when a bank offers a loan with an annual interest rate of 6% over 5 years, and monthly installments of Rp. 773,312.06. This problem covers the loan amortization formula and the calculation of monthly payments.

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