Jerry​ Carter's home is currently​ valued, on a replacement cost​ basis, at ​$301,000. When he last checked his​ policy, his home was insured for ​$209,571 and he did not have an inflation guard endorsement. If he has a ​$26,188 claim due to a kitchen​ fire, how much will his​ homeowner's insurance policy​ pay? How much would be paid if his home were totally​ destroyed? In order to obtain full replacement​ coverage, how much insurance should Jerry carry on his​ house?